You work too hard for your money to lose it to some crook that is trying to scam you. Thieves have gotten more creative and have come up with new ways to rob you of your money. Since more people are using plastic today instead of cash, thieves are more
focused on getting access to your valuable credit card information. Here are a few credit card scams that you should be on the lookout for.
Skimming credit card information
Credit card readers are everywhere today from the local gas station to the grocery store. Millions of people in the United States swipe their credit cards every single day. Thieves have gotten wise to this and have started placing skimmers on credit card readers. Crooks will grab your information by installing small devices that will copy your credit card information and feed them your data. This crime has been growing in recent years with several large retail stores being victimized. In the last year in my area there have been several instances of skimmers being placed on ATM machines located outside grocery stores.
Tech security phone calls
Scammers are back to using telephones to steal information. They are calling homes claiming to be tech support representatives who are going to help you with your computer problems. These people claim to be from tech giants like Microsoft and to have detected some sort of malware on your personal computer. They ask for your credit card number to sell you some spyware removal software. The software is totally bogus and the scammers are charging hundreds of dollars to each victim.
Fake malware detection
There are a number of scammers that have come up with a fake malware detection program that invades your computer. The program states that your computer is affected with malware and will clean your PC for a charge. All you have to do is enter your credit
card information and the registry will be cleaned. The trick is that your computer is not infected and the whole program is designed just to get your credit card number. Once you enter your credit card number, the scammer will continually charge you for the software quickly depleting your bank account.
Fake banking sites
You get an email from your bank stating that there is a problem with your bank account. You need to visit your bank’s website and verify your financial information. You have to enter your name, social security number, and credit card information. The catch is that the link is a dummy website that has been set up by identity thieves. Once you enter this information, you have just given your most important information to thieves. They will either sell your credit card information or use it to run up fraudulent charges.
Have you ever seen those advertisements stating that you can get an expensive item absolutely free? They offer free iPad’s, Xboxes, and smartphones. Many of these sites are designed to capture your private information by luring you in with those fake freebies. Once you visit the website, you are required to download information for you free prize. The download is really a virus that is designed to follow your movements on the web. The thieves can log every site that you visit on the web and get access to your personal information.