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Archive for the 'Saving Money' Category

Looking to Buy a Computer? Buying What You Need Rather Than What You Want

August 22nd, 2008 Comments(2)

Buying a new computer is a major purchase that requires a lot of research. Unfortunately, a visit to your local computer store may not leave you feeling much more informed than you were when you started your research. Sales people often encourage you to buy the most expensive computer possible without really determining if you need all of its bells and whistles. So how do you know what you need?

You should start planning your computer purchase by making a list of all the things you’d like to be able to do with your computer. Will you be surfing the internet? Do you need to use productivity software like Word or Excel? Maybe you plan to edit and store your family photographs on the computer. Will your kids be using the computer to play games? The various ways you use your computer will do much to define your computer needs.

After you’ve decided how you will use your computer, take a moment to think about where you will be using this computer. Will you carry it with you to work in multiple locations? You may enjoy bringing your computer along on road trips to play movies and amuse your little ones. Alternatively, your computer may make its home in an office or common room in your house. Determining your need for portability will help you decide if a laptop or desktop computer is in your future.

Now that you’ve armed yourself with a list of your computer needs, you’re ready to delve into the more technical aspect of your research. You may try your luck at finding an understanding sales person who is ready to listen to your list of demands and to explain to you exactly what hardware and software you will need. Or, you can plug into your favorite store’s website and do your research there. Many computer retailers have educational areas to help shoppers make their decisions.

Finally, you’re prepared to start shopping for your computer. You know exactly what you need and, hopefully, what you don’t need. By scouring the stores and internet, you’ll soon be able to find the best price for your system. Just remember to take your time until you’re sure you’ve found just what you need.

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Stretch Your Grocery Dollars at the Farmer’s Market

August 21st, 2008 Comments(2)

Farmer’s markets present a great opportunity to get quality produce for your family’s meals at a bargain price. But there’s much more to be found at the farmer’s market besides a great deal. While shopping at a farmer’s market you can be sure to find quality varieties of your favorite fruits and vegetables as well as the inspiration to experiment with some new ones, too.

Because farmer’s markets are usually comprised of local vendors and growers, you can bet that you will be able to find some great buys on your choice of produce. These growers didn’t have to worry about paying to have their product shipped to major cities or distribution areas, so their overhead isn’t as high.

And, if haggling is your strength, the farmer’s market is the place for you. Very few items are sold at a non-negotiable price. Strike up a conversation with a vendor late in the day and you may find the he is willing to accept almost any offer that allows him to pack up and go home.

Don’t be afraid to soak up the atmosphere at your local farmer’s market before you start making your purchases. Sometimes you will find the same type of fruit or vegetable available at more than one vendor’s table, and the first table you find may not have the best price. Walk around the market once to get the lay of the land before you get down to the business of making your purchases.

Great produce isn’t the only thing to be found at the farmer’s market. If you want to introduce a new type of fruit or vegetable into your family’s diet, the farmer’s market is the place to start. Ask one of your favorite vendors to suggest a new type of produce. Ask him how to prepare it, too. The vendor will know which products are the most desirable that week and how to make the most of it.

You won’t be sorry after spending a morning at your local farmer’s market. You’ll return to your home with a plethora of healthy fruits and vegetables and a little more knowledge about the food that you feed to your family.

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Great Buys During the Month of August

August 01st, 2008 Comments(1)

As the last vestiges of summer start to slip away, you may find yourself saddened. The long days of sunshine will soon be gone; you and your family will be back to the humdrum routine of school schedules. Before the thought of summer’s end gets you too depressed, take heart. The end of summer brings some pretty spectacular savings in many different departments of your favorite stores.

Summer Clothes – Summer apparel like shorts, swimsuits, and t-shirts are a steal during August. The stores are very motivated to move these clothing items to make room for fall clothes and their pricing shows their motivation. This is a great opportunity to stock up for next summer or any warm-weather winter vacation you may have planned.

Pool Supplies – Having a pool requires all types of expensive extras. Stocking up at the end of the season can go a long way towards making your pool maintenance more affordable. Check clearance aisles for the chemicals and cleaning tools that make your pool enjoyable. While you’re there, don’t forget to throw in a new floating ring or raft for next year.

Grills and Accessories – If you’ve had your eye on a new grill, August may be the perfect month to make your purchase. You’ll get a great price on your grill and any extras you might need. Just think of all of the new meal options you’ll have.

Window and Table Fans – Part of the seasonal clearance items you’ll find during August often includes fans of all shapes and sizes. Moving air with a fan is a much more economical way to cool your home. Before you know it you’ll be able to turn your air conditioner off and take advantage of the upcoming milder weather.

Whatever your favorite summer pastime is, be sure to keep an eye for the opportunity to buy the necessary supplies for it in August. As the stores make way for fall festivities like Halloween and the return to school, you’ll be certain to find great bargains on the things you’ll want next summer. Your only problem will be finding a place to store it all until then.

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