From the category archives:

Personal Finance

How to Document Your Assets for Insurance Purposes

November 6, 2009

Everyone tells you that you must have homeowners insurance or renters insurance to protect your assets. After all, the property coverage in these insurance policies will replace any lost or damaged items in the event of a catastrophic loss. What everyone doesn’t talk about, however, are the steps that you need to follow [...]

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Three Ways to Find Some Extra Cash for the Holidays

November 4, 2009

Yeah the holidays are almost here! Many people are excited at the prospect of enjoying another holiday season. Other folks, though, are panic-stricken. If you haven’t been saving some extra cash to pay for your holiday celebrations, the holiday season may be terrifying for you. How will you get through the [...]

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Don’t Throw Money Away on Late Fees

November 3, 2009

For the most part, I don’t usually mind when my spending habits vary from those of my friends and family members. My experience has been that everyone has different priorities when it comes to money. One person may live very frugally but be inclined to splurge on family vacations. A person who [...]

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Five Tips for Paying off a Loan Early

November 2, 2009

Being in debt stinks. I’ve always felt that owing the bank (or some finance company) money is like having something hanging over your head. If anything goes wrong and causes you to miss your monthly payment, your whole world could quickly come crashing in around you.
I do understand, though, that debt [...]

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Evaluating Your Insurance Needs during Open Enrollment Time

October 30, 2009

When I think of winter and the holiday season, I have to admit that my mind usually turns to holiday celebrations and cozy nights with the family. Practical, financial matters are often the farthest things from my mind. I should, however, make a little time to think about our family’s insurance needs.
You see, [...]

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Learning to Let Go of Stuff

October 22, 2009

The desire to collect “stuff” is responsible for a lot of overspending. You’ve seen it before, right? There are women who have more clothes than they could ever really wear, men who have tools that rival the workshops of professional mechanics or woodworkers, and even children who have as many toys as a [...]

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Year End Financial Planning – What You Need to Be Doing Now

October 21, 2009

I love the fall months. The colors of the flowers and trees, the pleasant weather, and even school activities with the family combine to create my favorite time of year. The coming of fall brings more than good times and pretty sights, though. Fall is the perfect time to start looking to [...]

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How to Get Through the Holiday Season without Incurring More Debt

October 20, 2009

Although the holiday season is a magical time of year, the frivolity that goes along with it can wreak havoc on your financial plan. No one wants to deny themselves or their families the fun and celebration that goes along with the season, right? Before you know it, you find yourself spending more [...]

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Don’t Fall Prey to Common Money Scams

October 14, 2009

As more and more people find themselves in scary financial positions, I’ve noticed that there seems to be a growing number of financial scams out there to avoid. Maybe some less fortunate people feel so desperate that they think they need to do scandalous things to take care of their families. Perhaps other [...]

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Frugal October Food Finds

October 13, 2009

October can be an “in-between” time at many grocery stores. It’s still too early to see great sales on the stereotypical holiday bargains like hams, turkeys, or baking supplies. However, with summer long gone, you also don’t see the specials that feature hot dogs, buns, and other summer foods.
Don’t be too [...]

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