Not Made Of Money

For the most part, I don’t usually mind when my spending habits vary from those of my friends and family members. My experience has been that everyone has different priorities when it comes to money. One person may live very frugally but be inclined to splurge on family vacations. A person who [...]

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Being in debt stinks. I’ve always felt that owing the bank (or some finance company) money is like having something hanging over your head. If anything goes wrong and causes you to miss your monthly payment, your whole world could quickly come crashing in around you.
I do understand, though, that debt [...]

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When I think of winter and the holiday season, I have to admit that my mind usually turns to holiday celebrations and cozy nights with the family. Practical, financial matters are often the farthest things from my mind. I should, however, make a little time to think about our family’s insurance needs.
You see, [...]

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The desire to collect “stuff” is responsible for a lot of overspending. You’ve seen it before, right? There are women who have more clothes than they could ever really wear, men who have tools that rival the workshops of professional mechanics or woodworkers, and even children who have as many toys as a [...]

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I love the fall months. The colors of the flowers and trees, the pleasant weather, and even school activities with the family combine to create my favorite time of year. The coming of fall brings more than good times and pretty sights, though. Fall is the perfect time to start looking to [...]

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Although the holiday season is a magical time of year, the frivolity that goes along with it can wreak havoc on your financial plan. No one wants to deny themselves or their families the fun and celebration that goes along with the season, right? Before you know it, you find yourself spending more [...]

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As more and more people find themselves in scary financial positions, I’ve noticed that there seems to be a growing number of financial scams out there to avoid. Maybe some less fortunate people feel so desperate that they think they need to do scandalous things to take care of their families. Perhaps other [...]

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