From the category archives:

Personal Finance

Return, Refund, or Exchange? Tips For Maximizing Your Success

March 16, 2010

We’ve all been faced with purchasing something only to find out it doesn’t meet our expectations. Maybe it doesn’t work the way we expected, is defective in some way, or perhaps we simply changed our mind after making the purchase. Knowing the best way to return an item can improve your chance of [...]

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Five Tricks To Nip Your Spending Addiction

February 12, 2010

If you’re trying to live more frugally, you already know that you need to cut down on your spending. The trick now is finding ways to accomplish that. There several different methods to reduce your spending, so you can choose one that works for you (or combine methods if you are really needing [...]

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Identity Theft and You – Simple Tips To Protect Yourself

January 29, 2010

Stories abound warning consumers about the perils of shopping on the internet. Internet shoppers have every justification to be concerned about the growing problem of identity theft and having their credit card information compromised. Having your identity stolen can be an expensive and complicated matter to clean up.
Don’t think, though, that you have [...]

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Quick Tips For Comparison Shopping

January 28, 2010

Keeping your expenses as low as possible requires that you make the most of every dollar you have to spend. Purchasing items on sale can help you stretch your dollar farther than it normally goes, but learning to recognize a good price can take a little practice. Shopping several stores or websites and [...]

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How To Make Late Fees A Thing Of The Past

January 26, 2010

Cutting things from your budget can be pretty painful for some people. Denying yourself or your family of life’s luxuries is never easy, but is sometimes necessary. However, one expense that you’ll be glad to be rid of is finance charges incurred due to late payments. By taking care to pay your [...]

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Learn to Save For Your Splurges

January 21, 2010

When tightening the belt around your finances, many people start to feel that they will never get to splurge on something special again. Every penny counts when you’re trying to eliminate debt from your life. Does that mean, however, that you have to deny yourself any and all treats?
Of course it doesn’t mean [...]

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How Does Credit Reporting Work?

January 6, 2010

People seem to worry a lot about their credit reports. What’s on my credit report? What does my credit report say about me? Is my credit report right? These are the types of questions I’ve heard others ask.
Despite the time that many people spend worrying about their credit reports, [...]

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Some Post Holiday Thoughts: Clearance Sales and Taking Inventory for Christmas 2010

January 4, 2010

I was able to hit a few after Christmas clearance sales to stock up on supplies for next year. In fact, I was at my favorite store, Target, early one morning as the employees were putting up those beautiful 75% off signs. For a few moments I had an entire aisle of Christmas [...]

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Five Important Financial Goals for 2010

January 1, 2010

The beginning of a new year is always a great time to set some goals. Some people set fitness goals; others set self-improvement goals. Although those types of goals are worthy aspirations, I would also suggest making some financial goals for yourself this year. Let 2010 be the year that you start [...]

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Three Tips for Paying off Holiday Debt

December 31, 2009

How were your holidays? I hope each and every one of you had a wonderful time with your family and loved ones over the holiday season. I know I always feel particularly lucky after getting to spend Christmas with my family.
Now that the holidays are over, though, we have to get [...]

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