From the category archives:

Homeowner Insurance

What Does a Homeowner’s Insurance Policy Cover?

July 8, 2009

If you have a mortgage on your home, you have a homeowner’s insurance policy. Your mortgage holder probably requires it. Do you know, though, what your homeowner’s insurance policy does for you? It protects much more than the physical structure of your home.
Homeowner’s insurance policies typically offer coverage for your [...]

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Ways to Save on Home Insurance

July 23, 2008

Homeowner’s insurance is a regular expense for anyone who owns a home. This extremely important insurance coverage protects what is, for many people, your most valuable asset. But, in these trying financial times, even the most necessary expenses need to be kept to a minimum.
Saving on your home insurance is often [...]

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Don’t Let Your Favorite Pet Break Your Budget

May 7, 2008

For many people having a pet is virtually the same as adding another member to your family. Like every other family member, your pet will have needs to be met that will require you to budget for its needs. Your pet will need food, medical care, and even toys to stimulate his mind. [...]

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Florida Homeowner Insurance – Back In The Headlines Again

July 30, 2007

If you’ve been following this blog for a while, you know that we reside in Florida. I’ve mentioned on several occasions in the past some of the problems regarding homeowner insurance rates in Florida. The insurance relief that many lawmakers had promised looks like it is vanishing in a puff of smoke – [...]

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Florida Homeowner Insurance – Are The Rates Going Down?

January 30, 2007

Based on the legislation that Governor Crist signed, the answer is “it depends”.  The homeowner insurance situation here in Florida is very complex, and the legislation that is going into effect is as complex.  Savings will depend on the following factors:
1.  Who the homeowner insurance is currently with and where the property is located.  Coastal properties who [...]

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Florida Homeowner Insurance – A Look At The Proposed Changes

January 22, 2007

The Florida legislature spent the better part of the weekend discussing (fighting) over changes to property insurance in the state.  The bill will be voted on later today and will need the approval of Governor Crist, who has stated he won’t sign any bill unless it provides substantial savings.  Here is an outline of some [...]

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Florida Homeowner Insurance – Roundup For January 16

January 17, 2007

The Sun Sentinel writes that hope for Florida’s insurance woes lies in man named Ron Reagan. Looking like the government is going to be getting into the insurance business.
“I’m a conservative Republican and I believe in free enterprise and capitalism, just like President Reagan did,” Reagan said. “But [insurance costs] have gotten [...]

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Is Homeowner Insurance An Entitlement?

January 15, 2007

According to Mike Thomas (columnist for The Orlando Sentinel), homeowner insurance is about to become an entitlement under the homeowner insurance plan proposed by Governor Crist.
Instead of increasing rates, Citizens probably will be ordered to cut them. Whereas once the plan was to shrink Citizens Property, now the plan is to greatly [...]

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Homeowner Insurance – Shifting The Burden To The Florida Taxpayers

January 12, 2007

In the ever changing debacle of homeowner insurance in Florida, comes yet another proposition being floated.  Pay Now Or After The Big One? outlines the gamble that some legislators would like to take as a solution to the insurance crisis.  Lawmakers are considering letting the Florida tax payers shoulder more of the burden if a catastrophic [...]

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Florida Property Tax Woes – Town Hall Meetings Scheduled

January 9, 2007

I’ve written in the past about the Florida homeowners insurance problems, and now another financial issue facing homeowners is going to be addressed.  Florida legislators have announced that they will conduct a series of Town Hall meetings to hear ideas on the current property tax problems. 
Some ideas currently making the rounds include the increase of [...]

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