From the category archives:

Debt

Our Philosophy Regarding Debt

February 23, 2007

No Credit Needed, a personal finance blog, has made an interesting post about debt profiles of personal finance bloggers.Â Bloggers were asked to answer a short questionnaire regarding their use of debt, and the results were compiled in the following 4 categories:Â
1.Â Rate conscious borrowers.
2.Â The practical borrowers.
3.Â The housing borrowers.
4.Â The non-borrowers.
Not Made Of [...]

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We Participated In Our First Carnival!

November 13, 2006

The Carnival of Personal Finance #74 is up over at A Geek’s World.Â This week’s carnival was very large, with 71 participants!Â NotMadeOfMoney participated with our post We Don’t Have Debt.
Related Posts Weekend Roundup – The Water Heater Went Out Edition Personal Finance Weekly Roundup – March 30, 2007 [...]

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We Don’t Have Debt

November 11, 2006

In reading some of the other personal finance blogs, I realized that our situation is a bit different because we’re not blogging about “getting out of debt”.Â We don’t have credit card debt, car bills, or student loans.Â There is nothing to “get out of” because we never accumulated debt.Â We began our married life [...]

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Refinancing Woes | Pros and Cons

October 17, 2006

With the current housing market, many folks tied into adjustable rate mortages are looking for relief, and are hopeful that a refinance can save their downward spiral.Â Â Market DayÂ has a featured article addressing the pros and cons.Â ReutersÂ recently did a feature artlcle on U.S. homeowners eyeing mortgage rate escape hatch.Â
Financial Freedom Refinance Blog discussesÂ Refinancing Your [...]

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Stay Debt Free During The Gift Giving Season

October 17, 2006

With the Christmas season rapidly approaching, you may be worrying about the financial impact of the gifts you will be giving. It is difficult to relax and enjoy the holiday season knowing that big bills will be coming in after the start of the new year. You can have a wonderful holiday season without spending too much money. A commitment to celebrate your holiday season in a debt-free fashion will bring much peace to your life when the New Year comes around. You will not need to worry about the credit card bills that will be coming due in January and February. Here are some ways you can give gifts without going into debt.

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Pay It Down From Debt To Wealth On 10 A Day

October 16, 2006

She says:
This is a good book for laying out a workable plan on reducing debt.Â Featuring real life stories from a special that aired on the Today show, this book helps people escape from the tentacles of debt.Â The premise of the book is finding $10 per day (by decreasing your spending in other areas) [...]

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Our Philosophy of Debt Management

June 7, 2006

She says:
I’ve been reading some personal finance blogs dealing on the topic of debt. There are quite a few blogs out there which detail the various journeys of folks climbing out of debt. I am so very thankful that we decided early on in our marriage to live a debt-free lifestyle. It has allowed us [...]

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