From the category archives:

Debt

When to Refinance

April 23, 2009

Refinancing your home’s mortgage is becoming more and more prevalent.  Interest rates are the lowest they’ve ever been. I have to admit, even though we’ve got a decent interest rate, I have been thinking about refinancing our home. Moving our mortgage to a new loan with a lower interest rate could make our [...]

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Paying Off Credit Card Debt

April 1, 2009

Paying off debt has been in the news a lot with the current economy. Credit card debt is a plague that has stricken countless families. Paying off the excessive debt can stress your monthly cash flow but having too much debt can keep you from getting a good rate on a home mortgage or [...]

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Five Key Steps to Managing College Loan Debt

February 25, 2009

College loan debt is a huge problem for many people. The following guest post by TJ Hanson of GoCollege.com provides some ideas on how to manage college loan debt.
A college degree is a very admirable goal. But in recent weeks there have been a number of articles detailing an extremely alarming trend.
All [...]

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Getting Out of Credit Card Debt; You Can Do It!

January 15, 2009

Getting out of credit card debt can seem like an unrealizeable goal. Credit card debt can cause massive stress. Imagine a life without that debt. Can you see it? If you’re like many average families, you may have a hard time getting a clear picture. Many people have been [...]

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Make 2009 Your Year to Get Debt-Free

December 30, 2008

Getting out of debt is an admirable goal at any time of the year. But you have to admit, starting your journey to a life without debt at the beginning of the year has a certain amount of appropriateness to it. When is a better time to start this new chapter in your [...]

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Make a Plan to Pay Off Holiday Debt

December 23, 2008

Now that your holiday shopping is almost done (hopefully, anyway) you may find yourself buried in holiday debt. Don’t feel like you’re alone; many people get a little carried away as they shop for Christmas presents. Then, add the cost of those presents to the other typical holiday expenses like decorations for your [...]

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Stop Buying Stuff with the Payments Mentality

August 13, 2008

One of the hardest parts of learning to being fiscally responsible is breaking free from the payment mentality. Becoming mired down in monthly payments creates a cycle seems almost impossible to break free from. Because you always have a payment to make, you are never able to save up enough money to pay [...]

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Four Easy Ways to Pay off a Loan Early

June 30, 2008

Paying off a loan ahead of schedule is a great feeling. It means that you now have the freedom to spend that payment amount each month however you want. You can use it to eliminate credit card debt, or even better, save it towards something else you want or need. How cool [...]

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Debt Settlement Impacts Credit Card Holders

June 22, 2008

The following article is a guest post by Tisha Kulak who writes for Creditorweb.com
It is often thought that bankruptcy is the best alternative to rid yourself of debt when you just can not seem to make your financial ends meet. However, new legislation in regards to bankruptcy has made it more difficult for consumers to [...]

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Make Your Holiday Debt History

January 10, 2008

Now that the holidays are over, many people find themselves reeling from the amount of debt they’ve managed to accumulate while making their holiday purchases. Some people started the season with a budget only to succumb to a shopping frenzy at the last minute. Others spent blindly without having any idea how much [...]

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