Not Made Of Money

Refinancing your home’s mortgage is becoming more and more prevalent.  Interest rates are the lowest they’ve ever been. I have to admit, even though we’ve got a decent interest rate, I have been thinking about refinancing our home. Moving our mortgage to a new loan with a lower interest rate could make our [...]

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Paying off debt has been in the news a lot with the current economy. Credit card debt is a plague that has stricken countless families. Paying off the excessive debt can stress your monthly cash flow but having too much debt can keep you from getting a good rate on a home mortgage or [...]

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College loan debt is a huge problem for many people. The following guest post by TJ Hanson of GoCollege.com provides some ideas on how to manage college loan debt.
A college degree is a very admirable goal. But in recent weeks there have been a number of articles detailing an extremely alarming trend.
All [...]

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Getting out of credit card debt can seem like an unrealizeable goal. Credit card debt can cause massive stress. Imagine a life without that debt. Can you see it? If you’re like many average families, you may have a hard time getting a clear picture. Many people have been [...]

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Getting out of debt is an admirable goal at any time of the year. But you have to admit, starting your journey to a life without debt at the beginning of the year has a certain amount of appropriateness to it. When is a better time to start this new chapter in your [...]

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Now that your holiday shopping is almost done (hopefully, anyway) you may find yourself buried in holiday debt. Don’t feel like you’re alone; many people get a little carried away as they shop for Christmas presents. Then, add the cost of those presents to the other typical holiday expenses like decorations for your [...]

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One of the hardest parts of learning to being fiscally responsible is breaking free from the payment mentality. Becoming mired down in monthly payments creates a cycle seems almost impossible to break free from. Because you always have a payment to make, you are never able to save up enough money to pay [...]

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