From the category archives:

Debt

Eliminate Credit Card Debt – 47 Ways To Save Money and Get The Cash You need to Get Rid of Your Credit Card Debt

March 3, 2010

Credit card debt is a major stressor for many consumers. To get out of that debt you either need to make more cash (and actually use the extra money to pay off the debt) or you need to cut your expenses. I think it is actually easier to cut expenses, so I’ve listed [...]

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Review Your Credit Card Bills Before You Pay Them

February 23, 2010

It’s such a simple thing to do, but most people just pay whatever their credit card bill says is due without giving the charges a very thorough review. Credit card statements detail each and every charge you have made since the last statement. If you keep your credit card receipts organized, this review [...]

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Debt Snowball – How a Simple Plan Can Help You Get Out of Debt

September 18, 2009

Using a debt snowball to work your way out of debt is an idea that has become increasingly popular over the past few years. In fact, with the explosion of Dave Ramsey’s financial principles, as disclosed in his Total Money Makeover, the phrase “debt snowball” has become a regular part of many families’ financial [...]

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Easy Ways To Cut Down On Your Spending

August 13, 2009

If you’re trying to live a more frugal lifestyle, you already know that you need to cut down on your spending. The trick is finding ways to accomplish that. There several different ways to reduce your spending, and here are a few ideas to help you get started:
Put yourself on an [...]

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Reduce Debt: Five Steps to Get You Started In Reducing Your Debt and Eventual Debt Elimination

July 17, 2009

If you need to reduce debt, you may be feeling overwhelmed. Eliminating your debt is an honorable goal no matter where you are in your life. Reducing your debt will give you more flexibility in your budget and leave you more prepared to face any of the bumps that life tends to throw [...]

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Become Debt Free – How to Get Started with Your Debt Free Goal

July 9, 2009

Is your dream to become debt free? In these days where more people are in debt than out of debt, the idea of living debt free may seem like a fantasy. However, this is one dream that you can definitely make come true.
To desire to Become debt free is an admirable [...]

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How to Trim Your High Interest Credit Card Debt

June 15, 2009

Credit card debt is awful, but high interest credit card debt can really strangle a family’s budget. Having a lot of monthly payments can seriously cripple your cash flow. And, if your interest rate is too high you may feel that it’s next-to-impossible to pay your debt off. How will you ever [...]

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A Debt Management Plan – How Does It Work?

May 19, 2009

A debt management plan can be a useful solution for many people who have become mired down in debt. These plans make it easier for consumers to make progress towards getting out of debt. Before you run out and register for the first debt management plan you find, though, there are some things [...]

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Credit Card Debt – Make a Plan to Get out of It

May 4, 2009

Credit card debt is at the heart of many families’ financial problems. Having to make credit card payments every month can easily strangle a family’s budget. First, you have to send a huge part of your paycheck to your credit card companies in order to make your minimum payments. Then, since you [...]

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When to Refinance

April 23, 2009

Refinancing your home’s mortgage is becoming more and more prevalent.  Interest rates are the lowest they’ve ever been. I have to admit, even though we’ve got a decent interest rate, I have been thinking about refinancing our home. Moving our mortgage to a new loan with a lower interest rate could make our [...]

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