Not Made Of Money

Have you recently decided to eliminate credit card debt from your personal finances? Although it may seem like a lofty idea, you should know that it is definitely an achievable goal. You just have to come up with a game plan to will get you where you want to go. I am [...]

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Credit report errors can happen to everyone regardless of their credit rating. A person with good credit may find that a family member’s less than stellar information has been inappropriately posted onto their credit report. On the other hand, someone with a bad credit history may find that a negative credit item that [...]

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Credit card offers are likely showing up in your mailbox, whether you use a credit card or not. Granted, they might not be appearing as frequently as they used to appear, but they are still out there. Credit card companies desperately need new customers as more and more people continue to default [...]

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How would you feel if you received a letter telling you that your credit card is being closed? Would you panic? For many people, this scary scenario has become a reality. They were carefully making their monthly credit card payments only to find out that their credit card account is going to [...]

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If you’ve ever had a problem with the contents of your credit report, the Fair Credit Reporting Act was your best friend. Have you ever heard of this powerful act passed by Congress in 1970? Just in case you need a refresher course on this topic, let me give you a highlight of [...]

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Credit card debt is at the heart of many families’ financial problems. Having to make credit card payments every month can easily strangle a family’s budget. First, you have to send a huge part of your paycheck to your credit card companies in order to make your minimum payments. Then, since you [...]

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Your credit report is a valuable tool in your financial arsenal. Your credit report could help you negotiate a better rate on a home mortgage. In addition, a copy of your credit report could be your first clue if you’ve been the victim of identity theft. The first step in knowing how [...]

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