Budgeting

How To Budget For Infrequent Expenses

I have seen many personal budgets and budget templates that include various monthly expenses; such as rent/mortgage, groceries, utilities, gas, car payments, student loan repayments, and pretty much anything else that you can imagine being paid on a monthly basis. When I sit down with clients, I am excited to see that they have a [...]

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Budgeting Bootcamp for Your Teen

The following is a guest post by John on behalf of Airsplat.com. Please see the end of the article for his author bio. There are five major stages (or aspects) to every mission. Objective acquisition, reconnaissance, planning, execution and debriefing (a.k.a. reflection). In order to have a successful mission and a successful series of missions [...]

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How Far Is Too Far When Cutting Expenses?

Last week we took a look at a few of the more common hidden budget busters. What we discovered is that seemingly small purchases can have a large affect on our finances! It’s a very good thing for you to evaluate your spending to see what your budget busters are, and to try and get [...]

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What Are Your Hidden Budget Busters?

If you ask most people what expenses are draining their budget, they will probably give you the standard answers: Housing costs, car costs, student loans, etc. Unfortunately, many of these represent fixed costs and we cannot cut our budget in those areas. However, many of us have small expenses that, in reality, are nothing more [...]

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Cutting The Budget – Focus On Spending Less

When you look over your budget and realize that you’re spending more money than you’re making, you have two options. Your choices are to find a way to make more money or to work out a way to spend less money. Although increasing your income may be outside of your realm of control and is [...]

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