From the category archives:

Budgeting

Why Sticking to a Budget Is Important – and How to Do It Successfully

January 11, 2010

Whether you subscribe to the Dave Ramsey school of thought or the Suze Orman mindset (or any other financial guru you like), there is one common lesson to be learned: you must create and stick to a budget. In fact, you’ve probably been told about the importance of budgeting more times than you [...]

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Five Tips for Tightening Your Budget

September 3, 2009

Many times getting your finances under control includes getting your spending under control. Although you may think that your budget is already unbearably tight, but there are probably still plenty of ways to get just a little more out of your paycheck. If you think you’ve made every budget cut you conceivably could, [...]

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How a Family Budget Can Help Alleviate Stress

June 10, 2009

Does the idea of creating a family budget stress you out? If you avoid the topic of budgeting because you don’t want to stress about money, I have some good news for you. Having a budget doesn’t cause stress. In fact, my experience has been that having a family budget can actually [...]

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Household Budget – Give Your Budget Goals the Once Over

February 11, 2008

Odds are that you routinely re-evaluate the big choices that you make in your life all of the time. As you become more educated about the benefits of a healthy diet, you might make changes to the foods you eat. Completing a degree might make you reconsider your career choice. [...]

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Use Your Hobbies to Fix Your Budget

February 6, 2008

When you’re trying to get your budget under control you can choose between two courses of action. You can find a way to lower your expenses and spend less money or look for a way to raise your income and earn more money. Cutting your expenses is usually the side of the [...]

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Four Places to Find Fat in Your Budget

January 19, 2008

When you look over your budget and realize that you’re spending more money than you’re making, you have two options. Your choices are to find a way to make more money or to work out a way to spend less money. Although increasing your income may be outside of your realm of control, [...]

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There Is No Such Thing As A Budget Failure – It’s Just An Opportunity For Feedback

June 20, 2007

Not many things are more frustrating than setting up a budget only to find that at the end of the month your financial expenses did not work out as planned. Even if the numbers show you operating in the red, you can use the information to make future changes in behavior. It is [...]

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Spending Plan and Budget Calculators – Help Jump Start The Budgeting Process

January 31, 2007

Not all spending plans or budgets are created equal.  The idea is to find the one that is right for you.  The important thing is that you keep track of all your expenses because then you can begin to change your spending patterns.  A spending plan or budget calculator can help you put together a [...]

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Time To Review 2006 Expenses

January 10, 2007

Now is a great time to review your 2006 expenses and make adjustments to your Budget/Spending Plan for 2007.  The way we do this is to use our Quicken Finance Program.  We run two reports and print them.  The first one is the 2006 Income/Expense Report.  This lists each category of income or expense for 2006 [...]

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Secrets Of Clearance Shopping At Target

October 15, 2006

She says:
I am a real bargain hunter and consider myself pretty good at finding “great deals”. My local Target store is one of the places where I have had the most success. If you didn’t already know, Target has a regular method of clearancing merchandise, and will follow a progression of marking things down to [...]

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