From the monthly archives:

October 2010

Financial Goals – Some Thoughts for 2011

Although it may seem crazy to be thinking about 2011, these last months preceding the beginning of the new year are the perfect time to start setting your goals for 2011. As the curtain closes on 2010, you are ready to assess the past events of the year and start dreaming about the next year. [...]

Read the full article →

Budget Saving Strategies For Birthday Gifts

Birthdays are special occasions. Everybody likes to receive gifts to celebrate the day of their birth. But if you have a big family, purchasing birthday gifts could prove an expensive labor of love. However, there are ways you can express your feelings for someone without spending a lot of money. Here are some ways we [...]

Read the full article →

As the Holidays Grow Closer – Frugal Gift Giving Strategies

The added pressure of making room for holiday gift-giving in a family’s budget can be very great. {That’s why homemade gifts are so great.} With mortgages, utilities, and average living expenses all vying for their place in your budgeting, you may have trouble finding room for luxuries like gift giving. Alternatively, you don’t want to [...]

Read the full article →

Tips for Learning to Let Go of “Stuff”

The desire to collect “stuff” is responsible for a lot of overspending. You’ve seen it before, right? There are women who have more clothes than they could ever really wear, men who have tools that rival the workshops of professional mechanics or woodworkers, and even children who have as many toys as a daycare center. [...]

Read the full article →

Good Reasons To Use Your Emergency Fund

I think it’s a really good thing we can’t see into the future, because some of us (most of us?) might not want to get out of bed on certain days. Take for instance the year that our car was in the repair shop four times before it was even February. Those repair expenses combined [...]

Read the full article →