Three Ways to Find Some Extra Cash for the Holidays

by Dana Joseph on November 4, 2009 · 2 comments

in Personal Finance

Yeah the holidays are almost here! Many people are excited at the prospect of enjoying another holiday season. Other folks, though, are panic-stricken. If you haven’t been saving some extra cash to pay for your holiday celebrations, the holiday season may be terrifying for you. How will you get through the season without spending more money than you have? Can you avoid using your dreaded credit cards?

The good news is that you CAN avoid using your credit cards. You don’t need to panic yet. You just need to start laying aside some extra cash now in preparation for the holidays. Don’t worry if you don’t have a clue about how to get your hands on some holiday cash. I’ve got a few ideas that may help you.

Get a job. I know that you probably already have a job, but I’m talking about a part-time gig that will only last for a few months. Many retailers need extra help during the holiday season. You can help them and yourself at the same time by spending ten or fifteen hours each week moonlighting. Act quickly, though; retailers have already started hiring their seasonal helpers.

Sell something (or lots of things). Gather up all of the things in your house that you don’t need or want anymore. Last year’s must-have toy, the winter coat that no longer fits your child, and a few of those rarely-used kitchen gadgets are great examples of things you may be able to sell. Spend a little time taking pictures of the items and writing descriptions and list the items on Craig’s List or eBay. In less than a week you can have cleared your home of clutter and earned some cold hard cash.

Start a small business. Many people are too busy during the holidays to tend to many of the mundane tasks that are a part of everyone’s lives. You can capitalize on their busyness by taking on some of those tasks. You could clean houses, rake yards, or even baby-sit. Post flyers and list your services on neighborhood bulletin boards to get the word out about your new business.

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{ 2 comments… read them below or add one }

1 Neil November 5, 2009 at 8:40 am

Hi

That’s inspired me to put a load of stuff up for sale on ebay. Many thanks.

Neil

2 David/Yourfinances101 November 5, 2009 at 10:50 pm

How about combine all three??

Its exactly what I did.

I kind of stumbled oupon selling stuff on Amazon–which by the way is about a milion times easier than doing it on Ebay.

It has gone so well that I turned it into a mini-business of mine. So, I got a job, started selling stuff, and started my own business!!

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