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	<title>Comments on: How to Get Through the Holiday Season without Incurring More Debt</title>
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	<link>http://notmadeofmoney.com/blog/2009/10/how-to-get-through-the-holiday-season-without-incurring-more-debt.html</link>
	<description>Save Money - A Personal Finance Blog By A Husband And Wife</description>
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		<title>By: ctreit</title>
		<link>http://notmadeofmoney.com/blog/2009/10/how-to-get-through-the-holiday-season-without-incurring-more-debt.html/comment-page-1#comment-232018</link>
		<dc:creator>ctreit</dc:creator>
		<pubDate>Fri, 23 Oct 2009 15:04:34 +0000</pubDate>
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		<description>In my family we have come to the conclusion that it is more important to spend time together than to buy stuff for each other. Most of us already have all the necessary things and also lots of unnecessary things. So, there is no need to add to our collections of stuff. But there is always a need for good bonding with family and friends.</description>
		<content:encoded><![CDATA[<p>In my family we have come to the conclusion that it is more important to spend time together than to buy stuff for each other. Most of us already have all the necessary things and also lots of unnecessary things. So, there is no need to add to our collections of stuff. But there is always a need for good bonding with family and friends.</p>
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		<title>By: David/Yourfinances101</title>
		<link>http://notmadeofmoney.com/blog/2009/10/how-to-get-through-the-holiday-season-without-incurring-more-debt.html/comment-page-1#comment-232002</link>
		<dc:creator>David/Yourfinances101</dc:creator>
		<pubDate>Wed, 21 Oct 2009 10:26:39 +0000</pubDate>
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		<description>Great post and great comments.  I particularly agree with the commenter who buys gifts throughout the year.  This is one of two huge keys for me.

An example.  Say your holiday budget is anywhere in the range of $600--which may or may not be an average.  If this was your budget, and you were able to spend $50 per month on Christms shopping starting at the beginning of the year, you just adjusted the $600 punch in the mouth that usually comes your way to nothing more than $50.  Of course, there would be more planning involved and more forethought, but think of the absence  of stress over this bill.

Second--shop the internet!!!  I can almost always find a cheaper deal on ANYTHING I am trying to buy simply by researching the internet and making my purchase there.</description>
		<content:encoded><![CDATA[<p>Great post and great comments.  I particularly agree with the commenter who buys gifts throughout the year.  This is one of two huge keys for me.</p>
<p>An example.  Say your holiday budget is anywhere in the range of $600&#8211;which may or may not be an average.  If this was your budget, and you were able to spend $50 per month on Christms shopping starting at the beginning of the year, you just adjusted the $600 punch in the mouth that usually comes your way to nothing more than $50.  Of course, there would be more planning involved and more forethought, but think of the absence  of stress over this bill.</p>
<p>Second&#8211;shop the internet!!!  I can almost always find a cheaper deal on ANYTHING I am trying to buy simply by researching the internet and making my purchase there.</p>
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		<title>By: Financial Samurai</title>
		<link>http://notmadeofmoney.com/blog/2009/10/how-to-get-through-the-holiday-season-without-incurring-more-debt.html/comment-page-1#comment-231999</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Wed, 21 Oct 2009 05:01:38 +0000</pubDate>
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		<description>I think the best thing to do is tell all your friends and family members NOT to buy you anything this Christmas, or esp not expensive.

Then, you&#039;re off the hook!

Best, FS</description>
		<content:encoded><![CDATA[<p>I think the best thing to do is tell all your friends and family members NOT to buy you anything this Christmas, or esp not expensive.</p>
<p>Then, you&#8217;re off the hook!</p>
<p>Best, FS</p>
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		<title>By: Petey Payday</title>
		<link>http://notmadeofmoney.com/blog/2009/10/how-to-get-through-the-holiday-season-without-incurring-more-debt.html/comment-page-1#comment-231997</link>
		<dc:creator>Petey Payday</dc:creator>
		<pubDate>Wed, 21 Oct 2009 00:46:15 +0000</pubDate>
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		<description>I would start buying gifts throughout the year.  Great way to budget</description>
		<content:encoded><![CDATA[<p>I would start buying gifts throughout the year.  Great way to budget</p>
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