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	<title>Comments on: Start Saving for Christmas Now</title>
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	<link>http://notmadeofmoney.com/blog/2008/05/start-saving-for-christmas-now.html</link>
	<description>Save Money - A Personal Finance Blog By A Husband And Wife</description>
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		<title>By: cristy</title>
		<link>http://notmadeofmoney.com/blog/2008/05/start-saving-for-christmas-now.html/comment-page-1#comment-231153</link>
		<dc:creator>cristy</dc:creator>
		<pubDate>Fri, 26 Jun 2009 15:40:40 +0000</pubDate>
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		<description>not only put money away,  do a  alot of christmas gifts by hand, people love homemade gifts.</description>
		<content:encoded><![CDATA[<p>not only put money away,  do a  alot of christmas gifts by hand, people love homemade gifts.</p>
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		<title>By: Tiffany</title>
		<link>http://notmadeofmoney.com/blog/2008/05/start-saving-for-christmas-now.html/comment-page-1#comment-121333</link>
		<dc:creator>Tiffany</dc:creator>
		<pubDate>Wed, 11 Jun 2008 13:14:02 +0000</pubDate>
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		<description>We have a &quot;gifts&quot; savings account that we automatically deposit money into each month. This is the account we pull from for wedding, birthday, baby shower, and christmas gifts. Around Christmas we still end up pulling from our regular checking account because we haven&#039;t perfectly figured out how much we need in this account, but it sure is nice to turn to when that wedding or graduation announcement turns up in the mail!</description>
		<content:encoded><![CDATA[<p>We have a &#8220;gifts&#8221; savings account that we automatically deposit money into each month. This is the account we pull from for wedding, birthday, baby shower, and christmas gifts. Around Christmas we still end up pulling from our regular checking account because we haven&#8217;t perfectly figured out how much we need in this account, but it sure is nice to turn to when that wedding or graduation announcement turns up in the mail!</p>
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		<title>By: Rachel @ Master Your Card</title>
		<link>http://notmadeofmoney.com/blog/2008/05/start-saving-for-christmas-now.html/comment-page-1#comment-114840</link>
		<dc:creator>Rachel @ Master Your Card</dc:creator>
		<pubDate>Tue, 20 May 2008 06:47:56 +0000</pubDate>
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		<description>I usually start thinking about Christmas in September as I run a business selling books and we make most of our pre Christmas sales in October. I make sure I have enough stock in and am well prepared for the rush in the next two months. This tends to mean that I am not prepared for buying of gifts and food and leave that till the last minute. But I do normally have some money to pay for them by then!</description>
		<content:encoded><![CDATA[<p>I usually start thinking about Christmas in September as I run a business selling books and we make most of our pre Christmas sales in October. I make sure I have enough stock in and am well prepared for the rush in the next two months. This tends to mean that I am not prepared for buying of gifts and food and leave that till the last minute. But I do normally have some money to pay for them by then!</p>
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		<title>By: Annie Jones</title>
		<link>http://notmadeofmoney.com/blog/2008/05/start-saving-for-christmas-now.html/comment-page-1#comment-114615</link>
		<dc:creator>Annie Jones</dc:creator>
		<pubDate>Mon, 19 May 2008 14:36:47 +0000</pubDate>
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		<description>I use an envelope system for budgeting (not actual envelopes, but a computer program).  I divided last year&#039;s Christmas spending by 52 (DH gets paid weekly) and put that much into an envelope specifically for Christmas.  This year will be so much easier to handle than those before.</description>
		<content:encoded><![CDATA[<p>I use an envelope system for budgeting (not actual envelopes, but a computer program).  I divided last year&#8217;s Christmas spending by 52 (DH gets paid weekly) and put that much into an envelope specifically for Christmas.  This year will be so much easier to handle than those before.</p>
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