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Archive for April, 2008

Graduation Gifts on a Budget

April 23rd, 2008 Comments(0)

Graduating from high school or college are monumental occasions that should be celebrated by family and friends. If you have a loved one who is about to reach one of these milestone moments, you are absolutely right to want to commemorate the occasion with a special gift. Aside from wedding gifts, graduation presents are the types of things that young adults will remember forever.

Choosing a special graduation gift may tempt you to spend more than you normally allot for family gifts. Who wants to be the one family member who gave a cheap gift? Budgetary concerns don’t have to be an issue, however, if you take the time to choose a gift that will carry meaning for you and the graduate.

Family Heirlooms – If you’ve been saving a special family piece for an appropriate occasion, graduation just might be the right one. Examples might be a pair of earrings or a tie tack. Graduation gifts often mark the rite of passage that the graduate has just experienced by giving them a gift that shows that you recognize their personal maturity.

Household Tool Box – Since graduates are often about to set up house in their first apartments, they are certain to appreciate the thought of this gift. Think back to your first apartment and the tools that you wished you had. This tool box should include a hammer, an adjustable wrench, a couple of screwdrivers, a tape measure, and a level. Choose a container for your gift that suits the graduate. A guy might appreciate a sturdy, steel toolbox. A young lady might prefer a bright-colored plastic box.

A Gift that Reflects the Graduates Tastes – Gifts that show you know what types of things interest the graduate are always great gifts. If your graduate just got his degree in journalism, he might appreciate a copy of a famous journalist’s biography. The artist in your family will love tickets to an upcoming art exhibit. Think about the types of things the graduate talked about last time you saw him and try to correspond your gift with that topic.

Ultimately, finding an appropriate graduation gift just requires that you spend more time than money. Think about your graduate’s likes, his future plans, and your family traditions and you’re sure to find the perfect gift.

Dana Joseph is a busy mom of four who knows how to stretch a dollar. She enjoys sharing her money saving tips with other moms and writes about saving money at her blog Not Made Of Money.

How to Make Your Garage Sale a Success

April 21st, 2008 Comments(3)

Have you been hit with the urge to do a little spring cleaning around your house? Would you like to earn some extra cash? If you said, “yes,” to these suggestions, a garage sale is the project for you. In one day you’ll be able to rid your house of all the things you no longer want or need and earn enough money to buy something you do want or need.

You’ve probably driven by plenty of garage sales before. You may have noticed that some are teeming with crowds and activity. Other garage sales, however, look rather sad and dilapidated. How did the successful garage sale hosts manage to do so much better than their counterparts? Following tips like these is a great start.

Advertise your garage sale. Take out an ad in your local paper advertising your sale. You can even mention reasons that your garage sale is worthy of making their list of sale destinations. If you’re selling an old set of living room furniture, say so in your ad. If you have tons of children’s items, tell potential customers about that. Buyers at garage sales can be motivated by lots of different kinds of merchandise; you just need to get the word out about your sale to the buyers who will like the stuff you are selling.

Put up lots of signage in your neighborhood. You don’t want potential buyers to have to work to find your sale. Put signs around the neighborhood that show buyers where you’re located. Mention the major items you’re selling again, too.

Place in-demand items where they can be seen from the road. Veteran garage sale buyers often make a list of the places they want to check out before they venture out for a day of bargain-hunting. If they don’t see anything interesting when they drive past your house, they may deem your sale unworthy and continue to the next house on their list. Furniture, appliances, and nursery equipment are always popular items at garage sales.

Sell refreshments at your garage sale. You don’t have to get carried away with anything extravagant. Stock up on some types of drinks that your family likes and ice them down in a cooler. You can sell these to add to your garage sale proceeds and keep the leftovers for your family to drink. Likewise, you might consider purchasing small packages of chips or trail mix to add to your refreshment offering.

Arrange your sale items neatly and attractively. You know you don’t like to shop in a messy store; your garage sale customers don’t want to pick through all of your items, either. Place similar items together. Place books and cd’s in a position so the titles can be viewed. Hang clothes up on cheap hangers.

Although garage sales are wonderful sources of extra cash, running a successful garage sale requires some hard work. Commit right now to doing the things that will make your garage sale stand out from the neighbor’s. You’ll reap the rewards of your hard work when you’re counting your proceeds at the end of the day.

Coupon Hunting 101

April 18th, 2008 Comments(0)

It’s no secret that coupons can help you save money; the problem usually lies in finding these coupons. Sometimes you get lucky and come across a great coupon, but luck doesn’t lead to consistent savings. Here are a few tips to help you find coupons that will help you save money on things you really wanted to buy.

Your Sunday newspaper is still a viable source for coupons. Although you may not find a lot of coupons with large discounts in the paper, no other source can beat the newspaper for sheer volume of discounts. You can increase the buying power of your newspaper coupons by finding a grocery store that has a double coupon day each week.

Many companies now make their coupons available in the grocery store. How’s that for convenience? While you’re doing your grocery shopping, pay special attention to those little plastic coupon dispensers. Make sure that you pick up coupons related to any of the products that you regularly purchase. You might even be able to save the coupon until the product is on sale for additional savings.

Companies will do just about anything to get their customer’s demographic information. If there is a product that you particularly enjoy, or one that is particularly expensive, visit that company’s web page. Often, if you register your email address on their site, the company will send you special coupons or other offers.

To encourage consumers to make repeat purchases, manufacturers will sometimes place coupons on the product’s packaging. Look on the underside of labels for coupons that you can take with you on your next trip to the grocery store. Since the coupon was on a product you already purchased, you’ll already know if your family likes the product.

For useful coupons that are suited to your own locality, don’t forget to check out the annual “Entertainment Book.” These books are usually sold as fundraisers for schools, churches, or other groups. You can find coupons for everything from restaurants, retailers, and attractions in Entertainment Book.

Once you get used to looking for coupons, you’ll really start to see them everywhere. Don’t be surprised when you start expecting to see them on the backs on your grocery store receipts and behind the index of your phone book. Before long, you’ll become an expert at finding everything you need at a discounted price.

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