Comments on: Don’t Let Bank Fees Consume Your Bank Accounts http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html Save Money - A Personal Finance Blog By A Husband And Wife Tue, 09 Mar 2010 15:52:08 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Finding the Right Bank — P2P No Bank http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html/comment-page-1#comment-230629 Finding the Right Bank — P2P No Bank Wed, 15 Apr 2009 06:51:14 +0000 http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html#comment-230629 [...] Don’t Let Bank Fees Consume Your Bank Accounts When tightening the belt around their finances, you probably look high and low for ways to trim excess expenses from your budget. Popular ways to cut expenses include all types of reductions like going out less, driving a smaller car, and even giving up cable television. People will eliminate all...... [...] [...] Don’t Let Bank Fees Consume Your Bank Accounts When tightening the belt around their finances, you probably look high and low for ways to trim excess expenses from your budget. Popular ways to cut expenses include all types of reductions like going out less, driving a smaller car, and even giving up cable television. People will eliminate all…… [...]

]]> By: Thewalletsaver http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html/comment-page-1#comment-81177 Thewalletsaver Tue, 29 Jan 2008 04:10:29 +0000 http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html#comment-81177 While you are on the phone with your credit card company to have the annual fee waived, I would recommend asking if they could lower the interest rate. If you are in good standing with them they may lower it for you. I am eligible every six months to request a lower rate. It depends if they are offering any special promotions. While you are on the phone with your credit card company to have the annual fee waived, I would recommend asking if they could lower the interest rate. If you are in good standing with them they may lower it for you. I am eligible every six months to request a lower rate. It depends if they are offering any special promotions.

]]> By: Ron@TheWisdomJournal http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html/comment-page-1#comment-81009 Ron@TheWisdomJournal Mon, 28 Jan 2008 20:01:27 +0000 http://notmadeofmoney.com/blog/2008/01/don%e2%80%99t-let-bank-fees-consume-your-bank-accounts-2.html#comment-81009 Many banks will waive their monthly fees if you have direct deposit. One additional item I'd add is to find out your bank's policy on when debits and credits hit your account. My bank just changed their policy and hit me with $248 in overdrafts. I was able to get them reversed, but the bank said that many people had been zapped recently. They used to apply all credits, then all debits. Now they apply at the exact time the transaction occurred. Not only that, but they wait a full business day before crediting your account for ANYTHING. Needless to say, I'm changing banks, but when you've been with the same bank for 36 years, it isn't easy. They have me by the throat! Many banks will waive their monthly fees if you have direct deposit.

One additional item I’d add is to find out your bank’s policy on when debits and credits hit your account. My bank just changed their policy and hit me with $248 in overdrafts. I was able to get them reversed, but the bank said that many people had been zapped recently. They used to apply all credits, then all debits. Now they apply at the exact time the transaction occurred. Not only that, but they wait a full business day before crediting your account for ANYTHING. Needless to say, I’m changing banks, but when you’ve been with the same bank for 36 years, it isn’t easy. They have me by the throat!

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