From the monthly archives:

January 2008

Five Painless Ways to Fund an Emergency Fund

January 31, 2008

Ok, you’ve probably heard more times than you can count how important it is to have an emergency fund. You know that you need one, but the missing information is how you’re going to get one started. Sadly, it’s often the people who can’t afford an emergency fund who need one the most. [...]

Read the full article →

Make Your Financial Planning Easy With Cash

January 30, 2008

Some people avoid getting a grip on their finances because they just don’t think they’re good with numbers. Keeping track of your expenditures each day in a log can seem pretty tedious, and manipulating them in a spreadsheet isn’t at all appealing. So, how can you learn to account for your money without [...]

Read the full article →

Don’t Let Bank Fees Consume Your Bank Accounts

January 28, 2008

When tightening the belt around their finances, you probably look high and low for ways to trim excess expenses from your budget. Popular ways to cut expenses include all types of reductions like going out less, driving a smaller car, and even giving up cable television. People will eliminate all kinds of little [...]

Read the full article →

Five Sources of Low-Cost Entertainment

January 25, 2008

When you’re trying to get your budget under control, there are a lot of costs that can sneak up on you. Soaring gas prices can quickly eat up your transportation budget. Interest rate increases can make your mortgage payment skyrocket. Although you often can’t control these runaway costs, there is one component [...]

Read the full article →

Start Your Summer Dreaming Now

January 24, 2008

Well, it’s official; winter is here to stay. The weather is cold; skies are gray; and there is little hope that winter will end anytime soon. In the middle of these winter doldrums, summer vacation seems like a far away dream. Although nothing will expedite the arrival of summer and its warmer [...]

Read the full article →

How To Guard Against Identity Theft in 5 Easy Steps

January 23, 2008

Stories of people who have experienced identity theft are everywhere today. Selling people tools to help them avoid becoming a victim of identity theft has become a growing industry. Credit companies provide services that alert customers to any suspicious activity in their names. Insurance agents have even started selling insurance policies to [...]

Read the full article →

Gifts for Your Financially-Minded Valentine

January 21, 2008

Sandwiched between the remorse that comes from having overspent during the previous holiday season and panic from the impending tax deadline, Valentine’s Day can fall during a time of renewed interest in personal finances. Getting your sweetheart a financially-themed Valentine’s Day gift can be a great way to show that you are in tune [...]

Read the full article →

Four Places to Find Fat in Your Budget

January 19, 2008

When you look over your budget and realize that you’re spending more money than you’re making, you have two options. Your choices are to find a way to make more money or to work out a way to spend less money. Although increasing your income may be outside of your realm of control, [...]

Read the full article →

Four Simple Ways to Make Your Hobbies More Affordable

January 15, 2008

Hobbies bring a lot of benefit to the daily lives of many people. They give people an opportunity to learn new things, to feel pride at their accomplishments, and to share their hobby with others. For all of their benefits, hobbies can also wreak havoc on a budget. Fortunately, there are a [...]

Read the full article →

Make Your Holiday Debt History

January 10, 2008

Now that the holidays are over, many people find themselves reeling from the amount of debt they’ve managed to accumulate while making their holiday purchases. Some people started the season with a budget only to succumb to a shopping frenzy at the last minute. Others spent blindly without having any idea how much [...]

Read the full article →

← Previous Entries