Not Made Of Money

Ok, you’ve probably heard more times than you can count how important it is to have an emergency fund. You know that you need one, but the missing information is how you’re going to get one started. Sadly, it’s often the people who can’t afford an emergency fund who need one the most. [...]

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Some people avoid getting a grip on their finances because they just don’t think they’re good with numbers. Keeping track of your expenditures each day in a log can seem pretty tedious, and manipulating them in a spreadsheet isn’t at all appealing. So, how can you learn to account for your money without [...]

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When tightening the belt around their finances, you probably look high and low for ways to trim excess expenses from your budget. Popular ways to cut expenses include all types of reductions like going out less, driving a smaller car, and even giving up cable television. People will eliminate all kinds of little [...]

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When you’re trying to get your budget under control, there are a lot of costs that can sneak up on you. Soaring gas prices can quickly eat up your transportation budget. Interest rate increases can make your mortgage payment skyrocket. Although you often can’t control these runaway costs, there is one component [...]

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Well, it’s official; winter is here to stay. The weather is cold; skies are gray; and there is little hope that winter will end anytime soon. In the middle of these winter doldrums, summer vacation seems like a far away dream. Although nothing will expedite the arrival of summer and its warmer [...]

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Stories of people who have experienced identity theft are everywhere today. Selling people tools to help them avoid becoming a victim of identity theft has become a growing industry. Credit companies provide services that alert customers to any suspicious activity in their names. Insurance agents have even started selling insurance policies to [...]

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Sandwiched between the remorse that comes from having overspent during the previous holiday season and panic from the impending tax deadline, Valentine’s Day can fall during a time of renewed interest in personal finances. Getting your sweetheart a financially-themed Valentine’s Day gift can be a great way to show that you are in tune [...]

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