From the monthly archives:

April 2007

How We Track Expenses – The Lifecycle of a Sales Receipt In Our Household

April 20, 2007

Since most of our purchases involve either cash or a debit card, it is of upmost importance that we save our receipts for financial tracking. We treat our finances like a business – expenses must be accounted for and tracked. We use Quicken to manage our finances and the sales receipts are a [...]

Read the full article →

Who Is Checking Your Credit Score? It’s More People Than You Think

April 19, 2007

I came across this article yesterday by Kiplinger’s Personal Finance Magazine featured at MSN Money. According to the article there are 5 people who may be checking your credit history – lenders, insurers, employers, landlords, and cell phone carriers.
The fact that lenders would be looking into credit scores came as no surprise. [...]

Read the full article →

5 Of My Favorite Money Saving Sites

April 18, 2007

I regularly scour the internet looking for more money saving ideas and have bookmarked a large number of money saving sites. I have a large list of favorites but here are 5 that I visit frequently:
1. The Dollar Stretcher – I receive their newsletter and find lots of great ideas every week. [...]

Read the full article →

The Great American Tax Refund – What Are People Really Doing With It?

April 17, 2007

Our taxes were completed last month and we have already received our tax refund which was directly deposited into our account. We are using our refund for a vacation (trip to visit the relatives) later this year. Since we don’t have debt, our emergency fund is fully funded, and our insurance is already [...]

Read the full article →

Festival of Frugality For April 17, 2007

April 17, 2007

No Credit Needed hosted this week’s 70th Festival of Frugality. There are quite a few helpful and frugal articles this week. Not Made of Money participated with our post about cleaning your cluttered pantry. Here are some of my favorites from this week’s festival:
Frugal Upstate discusses the best of ground beef [...]

Read the full article →

A Frugal Breakfast – Whip Up A Homemade Muffin

April 16, 2007

One way we save money on breakfast food is by making our own muffins. If you’ve browsed your bakery lately you know what I mean about the high prices for a pack of muffins. If your home is like ours, they don’t last very long either. I’ve found that making my [...]

Read the full article →

Target Easter Clearance – 04/14/2007

April 15, 2007

I made my weekly visit to Target yesterday and found that the remaining Easter merchandise was at 75% off. My store had tons of baskets, plastic eggs, stuffed toys, and candy. I purchased several bags of the Starburst jelly beans (a favorite in our house) for 49 cents per bag. This is [...]

Read the full article →

Saving Money On Clothing – What You Should Be Buying Now

April 14, 2007

Even with our family of five we keep our clothing costs manageable by shopping in advance, way in advance. Now that the month of April is nearly halfway gone, seasonal items (i.e. winter clothing) are beginning to get heavily discounted. I’ve been scanning the clearance aisles at my local stores to see what [...]

Read the full article →

Why Your Cluttered Pantry is Costing You Money – And How To Fix it

April 12, 2007

Is your pantry a hodge-podge of items in disarray? Could you quickly grab key ingredients to make a pasta dish or aren’t you sure you have any tomato sauce on the shelves? For me there is nothing more frustrating that not being able to locate certain items to make a meal when I [...]

Read the full article →

The 69th Edition Of Festival of Frugality – A Week of Frugal Fun

April 11, 2007

The Digerati Life hosted this week’s 69th Festival of Frugality. There were some wonderful frugal ideas from various blogs. Here are my favorites from this week’s festival:
Frugal Upstate writes about throwing a birthday party for a princess – on a budget! I love the dollar store and this article just speaks to [...]

Read the full article →