From the monthly archives:

February 2007

Preparing Our 2006 Tax Return – Almost Completed

February 28, 2007

We’re in the final stages of preparing our taxes for last year.  We prepare our own taxes and have used Turbo Tax for years now.  Usually this is about a week long process from start to finish, as we take small steps daily towards getting it finished.  Being organized makes the process go quickly.  We have a [...]

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Better Than A Garage Sale – Freecycle

February 26, 2007

Today I made my first participation in the Freecycle program in my area and I am so glad that I did.  I signed up a while ago with my local Freecycle program.  I receive daily e-mails of items that people in my area would like to get rid of. 
What is Freecycle?
The Freecycle Network was started in [...]

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Get A Blackbelt in Frugality – Read or Re-Read The Tightwad Gazette

February 25, 2007

I recently borrowed from the library “The Complete Tightwad Gazette“, which is a compilation of all the newletters of the same name. This is my second or third time reading through this book. There is just a wealth of information and it seems that every time I read it, I find something in it that [...]

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10 Ways To Save Money

February 24, 2007

In keeping with the theme of yesterday’s post how we do not have debt, I thought I would make a list of the top 10 ways that we save money.  Maybe these ideas will provide some inspiration for your own money saving ventures whether you want to pay down debt, build your emergency fund, or [...]

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Our Philosophy Regarding Debt

February 23, 2007

No Credit Needed, a personal finance blog, has made an interesting post about debt profiles of personal finance bloggers.  Bloggers were asked to answer a short questionnaire regarding their use of debt, and the results were compiled in the following 4 categories: 
1.  Rate conscious borrowers.
2.  The practical borrowers.
3.  The housing borrowers.
4.  The non-borrowers.
Not Made Of [...]

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The $ Saving System

February 22, 2007

We’ve developed a method of saving money that we use when contemplating purchasing an item.  We call it our money saving system but it is really just a method that we’ve used for a long time.  It usually applies to the larger priced items, but the basics can also be considered for any purchase of any [...]

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Will Florida End Property Taxes?

February 21, 2007

Seems like there is a push here in Florida to do away with property taxes and increase the state sales tax by a few cents.  The current statewide sales tax is 6% with some counties being a half-penny or penny higher.  I saw one estimate that said the state sales tax could go as high [...]

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Double Check Those Medical Bills – Co-Pay Versus 80/20 Split

February 20, 2007

We’ve recently found an error with a medical bill that we are presently trying to get straightened out.  Last year one of our children began seeing a speech therapist one time per week.  After checking with our insurance, the office manager of the therapy center informed us that our insurance was covering a portion of the therapy [...]

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Organizing The Bill Paying

February 19, 2007

We have a fairly simple method for ensuring that bills are paid in a timely manner.  This is just a system we have worked out through the years, and that has kept us on track financially.  The important thing here is to get organized with the bills, and set up a system so that bills [...]

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Our finances this week – car repair time

February 18, 2007

We took our 1999 Dodge Caravan in for service this week.  It was time for an oil change, plus we’d been noticing a strong gas smell intermittently.  We own this van outright, and it has 112,000 miles on it and runs like a charm. 
We’re fortunate that we’ve found a reliable auto repair shop.  They don’t [...]

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