From the monthly archives:

January 2007

The Basics of An Emergency Fund And Why You Need One

January 31, 2007

If you do not have an emergency fund, you’ll want to work on getting one set up.  An emergency fund is just that – it is the equivalent of 3 to 6 months of living expenses, set aside in an easily accessible account to be used only when financial emergencies arise.  It allows you to [...]

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Frugal Food Ideas For 1/31/2007

January 31, 2007

One of the things that has been on my mind lately is saving money on food costs, specifically getting our grocery bill lower.  Here are some other bloggers who have reducing food expenses on their mind too:
8 Ways To Save At The Grocery Store and Stay On Budget by We’reInDebt :  I also  bring my calculator [...]

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Money Saving Tips – 1/31/2007

January 31, 2007

I’ve decided to add a new daily feature, ideas for money saving tips.  Every day I will post a few money saving tips that I’ve found.  Feel free to add your own money saving tips in the the comments section for each day’s entries. 
- Save money on electricity by turning off lights when you leave [...]

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Quicken Is Discontinuing Support For Version 2004 – Will Need To Upgrade To Quicken 2007

January 31, 2007

We are currently using Quicken 2004 and have not felt the need to upgrade.  That changed yesterday when we received a letter from Quicken which informed us that:
As of April 30, 2007, Online Services and live technical support for Quicken 2004 will no longer be available.  These services include:
-Downloading financial data from your bank, credit union, credit card, [...]

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Spending Plan and Budget Calculators – Help Jump Start The Budgeting Process

January 31, 2007

Not all spending plans or budgets are created equal.  The idea is to find the one that is right for you.  The important thing is that you keep track of all your expenses because then you can begin to change your spending patterns.  A spending plan or budget calculator can help you put together a [...]

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My Favorite “Secret” Recipe Site

January 30, 2007

I get weekly emails from Top Secret Recipes.  Each week they feature a top secret recipe that is a clone of one from the popular restaurants.  The recipe is only available for a week but you can print it out and save it for later use.  I have quite a collection from this site and [...]

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Florida Homeowner Insurance – Are The Rates Going Down?

January 30, 2007

Based on the legislation that Governor Crist signed, the answer is “it depends”.  The homeowner insurance situation here in Florida is very complex, and the legislation that is going into effect is as complex.  Savings will depend on the following factors:
1.  Who the homeowner insurance is currently with and where the property is located.  Coastal properties who [...]

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Carnival of Personal Finance #85 – My Top Picks

January 29, 2007

The Carnival of Personal Finance #85 is up on Five Cent Nickel.  There were a lot of really good entries today.  Here are my top picks:
I consider myself a frugal person.  It is my hobby to see how much I can stretch a dollar.  I really enjoyed this post on frugal versus cheap, over at the [...]

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Got Hit With The Hurricane Tax on Our Auto Insurance Policy

January 28, 2007

We just received the premium notice for our auto insurance policy.  We read all the line item amounts which detail the coverages and limits and the corresponding price.  Pretty much the same prices as last year for the liability coverage, no fault, comprehensive, collision and uninsured motor vehicle premiums.  However, we found this little entry underneath [...]

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What Everybody Ought To Know About Preventing Identity Theft

January 27, 2007

Identity theft is running rampant and one only has to read the headlines to find yet another case where someone’s personal information has been compromised.  The stories are heartbreaking and we all hope that we do not find ourselves in similar circumstances.  There are some things that you can do to prevent your personal information [...]

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