http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html Save Money - A Personal Finance Blog By A Husband And Wife Sun, 21 Mar 2010 14:07:21 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html/comment-page-1#comment-55249 Nathan Danielson Sun, 18 Nov 2007 03:04:58 +0000 http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html#comment-55249 I'd like to pass along some valuable info... I live in Palm Beach Gardens, and after shopping around extensively, the best homeowner's insurance premium I could get for 2007 was $8,670. I was recommended by a neighbor to an inspector who does Wind Mitigation Inspections in Martin and Palm Beach counties. He submitted a report to my insurance companies and 10 days later I received a renewal policy for almost $3,000 less. He specializes ensuring the insurance carriers offer all discounts possible (as opposed to the state-provided inspections). I'd gladly pass along his information if desired. I’d like to pass along some valuable info… I live in Palm Beach Gardens, and after shopping around extensively, the best homeowner’s insurance premium I could get for 2007 was $8,670. I was recommended by a neighbor to an inspector who does Wind Mitigation Inspections in Martin and Palm Beach counties. He submitted a report to my insurance companies and 10 days later I received a renewal policy for almost $3,000 less. He specializes ensuring the insurance carriers offer all discounts possible (as opposed to the state-provided inspections). I’d gladly pass along his information if desired.

]]> http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html/comment-page-1#comment-4074 Mark Reinhardt Sun, 28 Jan 2007 01:48:08 +0000 http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html#comment-4074 In response to Mike Whaley's comment....did you ever get an answer as to why your insurance went up so much more than others in your area? I have the same exact problem here in Ft. Lauderdale with State Farm. Last year $2300, this year $7300? In response to Mike Whaley’s comment….did you ever get an answer as to why your insurance went up so much more than others in your area? I have the same exact problem here in Ft. Lauderdale with State Farm. Last year $2300, this year $7300?

]]> http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html/comment-page-1#comment-2791 Not Made Of Money : The Making Of Trailer Park Millionaires Wed, 10 Jan 2007 18:33:01 +0000 http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html#comment-2791 [...] I’ve been writing a lot lately about skyrocketing homeowners insurance and property tax increases here in sunny Florida.  Down in Palm Beach County, Florida, land goes for a pretty penny.  Today millionaires were made in Briny Breezes, a mobile home park and the smallest municipality in Palm Beach County.  Briny Breezes is a 43-acre town between the Atlantic Ocean and Intracoastal Waterway. The town boasts 600 feet of beachfront on the ocean and 1,100 feet along the Intracoastal. It is nestled between Ocean Ridge and Gulf Stream. [...] [...] I’ve been writing a lot lately about skyrocketing homeowners insurance and property tax increases here in sunny Florida.  Down in Palm Beach County, Florida, land goes for a pretty penny.  Today millionaires were made in Briny Breezes, a mobile home park and the smallest municipality in Palm Beach County.  Briny Breezes is a 43-acre town between the Atlantic Ocean and Intracoastal Waterway. The town boasts 600 feet of beachfront on the ocean and 1,100 feet along the Intracoastal. It is nestled between Ocean Ridge and Gulf Stream. [...]

]]> http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html/comment-page-1#comment-875 Mike Whaley Mon, 18 Dec 2006 16:20:15 +0000 http://notmadeofmoney.com/blog/2006/12/homeowner-insurance-florida-rates-not-a-lot-of-options.html#comment-875 State Farm just increased my homeowners in Pensacola from $2300 to $7800 for a $200,000 home. When I initially heard that State Farm was given a 59% increase I expected it to go up, up not over 300%. I live over a mile from the water, at an elevation of 57 ft. My home is brick and has never suffered damage in a hurricane. We have never made a claim in 30 years at this address and I have a hard time understanding why we are being charged so much. I have checked with my neighbors who have different companies and they are paying between $1700 and $3000 for similar or larger homes. My boss has State Farm, lives in an older home located two blocks from the water and suffered extensive damage in Ivan and his policy increased by only $400 to $3000. My mother lives on the water at an elevation of 16 ft. and pays a fraction of what I do. There just seems no rhyme or reason to the increases. I just wish someone could explain the reasons for the differences in costs. Obviously it has nothing to do with living near the water or claims for damage. State Farm just increased my homeowners in Pensacola from $2300 to $7800 for a $200,000 home. When I initially heard that State Farm was given a 59% increase I expected it to go up, up not over 300%. I live over a mile from the water, at an elevation of 57 ft. My home is brick and has never suffered damage in a hurricane. We have never made a claim in 30 years at this address and I have a hard time understanding why we are being charged so much. I have checked with my neighbors who have different companies and they are paying between $1700 and $3000 for similar or larger homes. My boss has State Farm, lives in an older home located two blocks from the water and suffered extensive damage in Ivan and his policy increased by only $400 to $3000. My mother lives on the water at an elevation of 16 ft. and pays a fraction of what I do. There just seems no rhyme or reason to the increases. I just wish someone could explain the reasons for the differences in costs. Obviously it has nothing to do with living near the water or claims for damage.

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