She says:
I was reading this article on the 5″>http://www.crosswalk.com/family/finances/1385675.html”>5 Steps To Creating A Successful Budget from Crosswalk. The author gives these in order:
1. Teamwork.
2. True Income.
3. Monthly Budget.
4. Write your Budget Down.
5. Prioritze your budget.
Definitely, from our own experience, teamwork has been the top of the list. If you are not working as a team, there will be no harmony in your family finances.
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